If you owe equal to or more than your home is worth, we can help you sell the property with minimal effect to your personal credit at NO COST, FEE, OR CHARGE to you. Our specialty is to facilitate this successful transaction, from beginning to end, in an effort to prevent foreclosure and the negative effects of it including:

• A Foreclosure on your national credit report/score

• A possible Judgment from the lender/bank for the attorneys fees and penalties

• IRS Income Tax responsibility: The mortgage company/lender will report the balance of the loan from the auction to the IRS. That balance is seen by the IRS as income.

We work with a specific group of investors that purchases short sales, so obtaining an offer is the easy part. In cooperation with www.ShhortSale.com , we have extensive experience dealing with and negotiating short sales, and relationships with most of the major lenders and many smaller banks. Working with us guarantees professionalism in regards to the listing, and the short sale negotiating.

Because foreclosing can affect your credit for seven to ten years, it is our goal to negotiate a short sale deal between you and your note holder (bank) that is beneficial to everyone: You sell your home without any foreclosure or bankruptcy damage to your credit, the bank is gets the loan off their books, and investors buy a nice home for a discount. This applies to first loans and all junior loans behind it (home equity lines of credit, etc.) We do all negotiations, and there are no fees involved.

Unlike an Eviction Notice served by a Sherriff, with a short sale neighbors, friends, and family will never know unless you tell them!

Working with Sand & Sea Investments insures that your short sale situation will be handled professionally by a short sale expert, with your best interests as our first priority. We never ask for a fee for ANY of our Services. NEVER! Our services are designed to be quick, effective, and confidential. Your privacy is important, and your information will never be shared with anyone outside of the transaction.

To discuss your specific situation with a short sale expert, please contact Jeff@SandandSeaInvestments.com, or call direct at 858.336.9836. A Sand & Sea Professional can guide you through each step of the process and help you review your options and select one that’s right for you. Time is precious, so please call soon!