Trust Deed Investments

With dramatically less volatility than the stock market, trust deed investing is a popular alternative investment vehicle for those seeking capital preservation and double-digit yields. A trust deed, nearly synonymous with a mortgage, is a loan to a borrower using real property as the collateral. With high-equity positions in real estate, TD investment yields typically vary from 10% – 17% depending on risk, security, lien position, and more. Trust deed investments are backed by an experienced management team, offer multiple exit strategies, and range in participation amounts from $3,000 well into the millions. These investments can be a bridge loan of only a month, or could last years with the option to compound monthly or quarterly payments. Generally, TD investments can be structured two ways – individually, or as a fund/pool.

Benefits of investing in trust deeds through a fund include:

  • Security through diversity – instead of owning one trust deed, an investor owns a share of a pool with multiple TDs
  • The benefit of dollar-cost-averaging, with loans coming in and out during differing market conditions
  • The option to collect or compound (re-invest) payments, further increasing the annual yield
  • Relative liquidity, and can be available as early as six months after initial investment
  • Immediate absorption, and the funds are working for you at all times
  • Usually qualified to accept Individual Retirement Account funds

Benefits of investing in individual trust deeds include:

  • Having your name on the Title of property
  • The benefit of choosing which properties to invest in based on terms, location, loan amount, expected payoff date, credit of the borrower, and more.
  • The ability to invest with others in the same specific property – fractional participation
  • Short-term investments, sometimes as short as 30 days

Please contact us for more information, and we will gladly arrange a time over the phone or in person to further discuss these opportunities and answer any questions that you may have.

With dramatically less volatility than the stock market, trust deed investing is a popular alternative investment vehicle for those seeking capital preservation and double-digit yields. A trust deed, nearly synonymous with a mortgage, is a loan to a borrower using real property as the collateral. With high-equity positions in real estate, TD investment yields typically vary from 10% – 17% depending on risk, security, lien position, and more. Trust deed investments are backed by an experienced management team, offer multiple exit strategies, and range in participation amounts from $3,000 well into the millions. These investments can be a bridge loan of only a month, or could last years with the option to compound monthly or quarterly payments. Generally, TD investments can be structured two ways – individually, or as a fund/pool.